COBRA coverage and the Marketplace

If you have COBRA continuation coverage from a job you’ve left, you can keep it. In some cases, you can buy a Marketplace health plan instead. COBRA and the Health Insurance Marketplace When you leave a job for any reason, you may be able to keep your job-based health coverage for a period, usually up […]

COBRA Beneficiaries Get Special Enrollment Opportunity on the Exchanges

BY: LAURA KEREKES JUNE 5, 2014 On May 2 the U.S. Department of Health and Human Services announced a special enrollment period giving COBRA beneficiaries the chance to switch to an individual policy option through the Affordable Care Act exchanges. The special enrollment period runs through July 1, 2014. See related: NAHU advocates for more special enrollment […]

The Quiet Obamacare Change That Could Save Businesses Thousands BY TRENT BRYSON JUN 3, 2014 The Affordable Care Act’s first open-enrollment period ended in April 2014, but some laid-off workers still have the opportunity to secure Obamacare coverage via a recent decision by the Department of Health and Human Services. This extension could prove to be a big benefit for some businesses. In an announcement […]

Special Enrollment Set for Shut-Out Workers BY: TOM CORWIN MAY 12, 2014   CLEARWATER — In just minutes, Anne Fulcher of Rural Health Services Inc. had flown through creating an account for Pamula Burns on the Web site when Burns asked her a question: Is this part of Obamacare? “It’s formally called the Affordable Care Act,” said Fulcher, a […]

Feds temporarily expand COBRA escape option   BY ALLISON BELL MAY 5, 2014 The Obama administration is giving workers who have lost group health coverage an option many mistakenly thought they already had. The U.S. Department of Health and Human Services has created a 60-day special enrollment period for anyone who has COBRA group health benefits continuation coverage. The Center […]

Administration announces proposal to clarify availability of Health Insurance Marketplace coverage to workers eligible for COBRA

 [05/02/2014] WASHINGTON —The Obama administration today announced updates to model notices informing workers of their eligibility to continue health-care coverage through the Consolidated Omnibus Budget Reconciliation Act (COBRA). The updates make it clear to workers that if they are eligible for COBRA continuation coverage when leaving a job, they may choose to instead purchase coverage through the Health […]

Implications for Employers in New Health Care Law FROM the New York Times BY NEIL IRWIN Edited by David Leonhardt MAY 2,2014 The days of Americans getting health insurance through their employers may be numbered — and the change could be just as profound as the shift of employers forcing employees to manage their own retirement savings. As the Affordable Care Act […]

The Latest Problem With Obamacare Could Cost You By Deborah L. Jacobs, Forbes Staff A new problem with Obamacare affects anyone fired after March 31. Laid off workers who opt for temporary coverage under the Consolidated Omnibus Budget Reconciliation Act, known as COBRA, while they evaluate options under the Affordable Care Act, can’t switch to Obamacare until the next open enrollment period […]

COBRA and a Special Enrollment Period with the Affordable Care Act

Losing or quitting your job can be a very tough time. It can be confusing, especially when your benefits are tied to your employment. Even more complicating is  that the Affordable Care Act may seem confusing. Although it seems like you’re out of luck, that’s likely not the case. Even though you will be losing […]

Insurance no longer may hinder divorce

Americans buy health insurance. It’s making it simpler for unhappily married couples to uncouple. Word is starting to spread among family law attorneys that in the post-ACA era, health insurance isn’t the binder it once was for holding bad marriages together. With more options available on the market and preexisting conditions no longer an issue, […]