Insurance no longer may hinder divorce

Americans buy health insurance. It’s making it simpler for unhappily married couples to uncouple. Word is starting to spread among family law attorneys that in the post-ACA era, health insurance isn’t the binder it once was for holding bad marriages together. With more options available on the market and preexisting conditions no longer an issue, […]

Time is Running Out.

Do you still need health insurance? Are you concerned about how to find an affordable plan that fits your budget?   I’m here to help you.  The Affordable Care Act goes into effect on January 1st, 2014 and I can help you understand, quote, and purchase health insurance so you are in compliance of the new law*. COBRA Health […]

An Employee’s Guide to Health Benefits Under COBRA

An Employee’s Guide to Health Benefits Under COBRA Table of Contents Introduction What Is COBRA Continuation Coverage? Who Is Entitled to COBRA Continuation Coverage? Your COBRA Rights and Responsibilities: Notice and Election Procedures Benefits under Continuation Coverage Duration of Continuation Coverage Summary of Qualifying Events, Qualified Beneficiaries, and Maximum Periods of Continuation Coverage Paying for […]

Health Care Reform And COBRA

Health Care Reform And COBRA Q1: Did the health care reform legislation extend the COBRA premium reduction (subsidy)? No. The new health care reform legislation, The Patient Protection and Affordable Care Act (PPACA) as amended by the Health Care and Education Reconciliation Act, did not extend the eligibility time period for the COBRA premium reduction. Eligibility […]

Are COBRA insurance premiums deductible?

Q:  Are COBRA insurance premiums deductible? A: Yes they are deductible as a medical expense. You can only deduct the amount of medical expenses in excess of 7.5% of your Adjusted Gross Income and then only if you itemize deductions.

Massachusetts Cobra Insurance

The Commonwealth of Massachusetts Group Insurance Commission P.O. Box 8747                         Boston, MA 02114-8747  Phone (617) 727-2310 Fax (617) 227-2681 TTY (617) 227-8583 GROUP HEALTH CONTINUATION COVERAGE UNDER COBRA ELECTION NOTICE AND APPLICATION You are receiving this notice because the Group Insurance Commission (GIC) […]

COBRA Insurance Law

 Congress passed the landmark Consolidated Omnibus Budget Reconciliation Act (COBRA) health benefit provisions in 1986. The law amends the Employee Retirement Income Security Act (ERISA), the Internal Revenue Code and the Public Health Service Act to provide continuation of group health coverage that otherwise would be terminated. COBRA contains provisions giving certain former employees, retirees, […]