Tamar, COBRA is very confusing for most people. We help navigate thousands of people per month through the wary maze of COBRA.
Here are a few things to note:
- Either you or your child does not have to elect COBRA if you are healthy. Only include the person who must have Pre-existing conditions covered on the COBRA plan.
- Buy a Short Term Major Medical Policy for the healthiest people in your family. Plans start at $75 per month per person. This can save you thousands of dollars over the course of your COBRA.
- If you are looking for a more permanent solution, consider shopping in our Health Insurance Exchange. these plans last longer than 6 months and offer great benefits and a good value vs. COBRA.