When COBRA?

When COBRA is best

When should you continue your group health plan benefits under COBRA?

You should seriously consider continuing your health benefits under COBRA if you…

  • have had comprehensive benefits and don’t mind paying more for them.
  • want continual, guaranteed coverage at a higher cost.
  • have had recent health problems.
  • have had ongoing health problems.
  • are taking expensive medications.
  • have been declined for private insurance recently.
  • have a history of medical problems.
  • have had an accident within the 60 day window of enrollment.
  • are pregnant or planning to get that way.
  • got a job and your new employer does not offer a health plan.

If you cannot afford your employers COBRA option and you meet any of the above criteria you should consider the
CORE Health Insurance Option  – Learn More in the Registration section of this website. 

When should you consider a COBRA Alternative?

You should consider a COBRA Alternative if you…

  • have no pre-existing conditions and
  • want continual coverage at a lower cost and
  • have had no health problems and
  • have not received any advice from medical professionals advising you to undergo a medical procedure in the future.

Click here to register and view available COBRA Alternatives

*these are only our recommendations, you will have to make the final decision as to your choice.